Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what is on your report, determine what impact that information has on your credit rating, and work on repairing and restoring any damage that may have been done.
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Understand your credit score and improve it
Download Understand Your Credit Score to understand every thing you want (and need)
to know about your credit score. (courtesy of Fair Isaac Corporation)
Download Improving Your Credit Rating to learn how you can improve your credit score.